Night Fury Posted September 24, 2010 Report Share Posted September 24, 2010 ^^He said it best, don't just settle. Quote Link to comment Share on other sites More sharing options...
Schurkey Posted September 26, 2010 Report Share Posted September 26, 2010 (edited) 1. The insurance company is trying to screw you by low-balling. It's what they do, they're VERY GOOD at this because they do it ALL THE TIME. They have TONS of experience, and you don't. But it is NOT HOPELESS. They have experience but not a lot of motivation; you have motivation but not a lot of experience. You stand a very good chance of forcing them to do what's right. 2. DO NOT TALK TO THEM ON THE TELEPHONE. NO. NEVER. NEVER EVER. You MUST get this crap in WRITING from them because you cannot take a phone call to court, and that's where this is going to end up. THEY WANT THIS TO BE HANDLED BY TELEPHONE SO THERE IS NO PAPER TRAIL, and you must force them to play by YOUR rules. They call, you VERY POLITELY give them your address and tell them to "put it in writing". 3. Get a lawyer. This is beyond small claims court; and that's where I've fought insurance companies (and won, both times). If you hadn't been injured, small claims court "might" have been appropriate. 4. You will end up suing the owner of the other car, NOT his insurance company. Your lawyer will explain. Edited September 26, 2010 by Schurkey Quote Link to comment Share on other sites More sharing options...
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