The XD-3 0W-30 that I specifically used was dual rated for gas and diesel engines, and as such, had extra additives to deal with potentially higher levels of acid particularly arising from the use of higher-sulfur diesel fuel. But the sulfur spec on the fuels has been tightened up in the past 10-15 years as well. Which is where most of the 'acid' comes from.
In a nutshell, as long as the oil is kept at proper levels, and isn't contaminated by coolant, or fuel I've yet to hear of anyone killing a 3.1 or even a 3.4 due to bad oil. Heck, I drove a few thousand miles with coolant contamination until I could repair my LIM (just kept adding coolant, it was a slower leak) and that still didn't do anything major except creating a mess in the lifter valley and underneath the valve covers.