The only time a transmission fluid and filter change MIGHT accelerate a failure is if the transmission is already fucked, and the clutches have gotten so damaged that the fluid is full of friction material. The transmission in that case is already on it's way out.
A fluid and filter change will never harm a properly functioning transmission. All lubricants have a maximum service life, and filters get clogged with garbage. There's no reason not to change it. It's also an opportunity to clean the magnet in the pan off, especially with the 4T65E and how quickly it gets full of gunk.
The only thing that is not recommended, including by manufacturers, is using a solvent-based flush. It tends to be done incorrectly, leaving lots of it behind. A flush using normal fluid being pumped by the transmission itself should cause no ill effects. If we're going off anecdotal evidence, which is weak at best, I've changed the fluid and filter on plenty of 200K+ mile transmissions and I have never seen a failure. Including changing the FACTORY filter from my 200K mile 1998 ZJ. The key is that none of those transmissions were defective in the first place (well, beyond being 4T65Es which is a defect in and of itself).